18 weeks · Grades 6-12

    Economics and Personal Finance

    Budgets, scarcity, and tradeoffs taught with a treasury your student can actually drain.

    A half-year economics track covering scarcity, opportunity cost, supply and demand, taxation, inflation, trade, and personal budgeting. Every concept is tested against a live national treasury, so a bad decision costs something and the lesson sticks.

    What your student will be able to do

    • Define scarcity, opportunity cost, and tradeoff with real examples
    • Read and build a budget with income, expenses, and reserves
    • Explain supply and demand and predict price movement
    • Describe how taxation funds services and affects behavior
    • Compare economic systems and identify their tradeoffs

    Scope and sequence

    WhenFocusActivity
    Weeks 1-2Scarcity and choiceList ten wants, fund three, journal the tradeoff
    Weeks 3-5BudgetingBuild a national budget and hold it steady for five in-game days
    Weeks 6-8Supply and demandTrack one resource's price across a week and explain the swing
    Weeks 9-11Taxation and public spendingTest three tax rates and chart the happiness impact
    Weeks 12-14Trade and comparative advantageNegotiate a trade deal that benefits both sides
    Weeks 15-18Personal finance bridgeApply the same budget skills to a personal monthly plan

    What you need

    • Budget worksheets
    • Calculator or spreadsheet
    • Free SFC Nations account

    Unit studies in this track

    Printables for this track

    Questions parents ask

    Does it include personal finance?

    The last four weeks bridge national budgeting into personal budgeting, saving, and opportunity cost.

    Is math required?

    Basic arithmetic and percentages. Nothing beyond middle-school math.

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