Budgeting
Gross income, tax revenue, and military maintenance sit on one screen. Overspend and growth stalls the next day.
Grades 6-12
Economics & Financial Literacy — Homeschool Curriculum
Budgets, scarcity, trade, and the cost of every choice.
This is the subject SFC Nations does best. Students hold a treasury, set tax policy, negotiate trade, and pay for their own decisions. Financial literacy stops being a worksheet and becomes a habit.
Download the sample PDF (free)3 printable pages · no account needed · see the sample pages first
Share Economics & Financial Literacy
Free sample pages (Economics & Financial Literacy PDF)
Three printable sample pages from the Economics & Financial Literacy unit: the unit overview and learning goals, a sample lesson, and a student worksheet with the weekly plan. Free to preview, print, and use with your students right now.
Full Economics & Financial Literacy unit PDF
The complete unit, every worksheet, rubrics, and answer keys are available now in the Homeschool Nations curriculum packages.
What students learn
- ✓Build and balance a budget with income and recurring costs
- ✓Explain scarcity, opportunity cost, and tradeoffs from experience
- ✓Evaluate a trade agreement for mutual benefit
- ✓Describe how taxation affects behavior and revenue
- ✓Plan for reserves, debt, and long-term investment
A sample week
- • Monday: review last week's numbers
- • Tuesday: concept lesson
- • Wednesday: policy change in-game
- • Thursday: measure the effect
- • Friday: reflection tying it back to household finance
Topics covered
Supply, demand, and trade
With trade partners and resource synergies, students learn why specialization and exchange beat self-sufficiency.
Taxation policy
Higher rates raise revenue and lower happiness. Students find their own version of the tradeoff curve.
Personal finance bridge
Every national concept maps to a household one: income, fixed costs, savings, and emergency reserves.
Activities you can start today
- 1.Balance the national budget for five straight in-game days
- 2.Negotiate one trade agreement and write why it benefits both sides
- 3.Build a personal household budget using the same categories
- 4.Survive a random world event without borrowing and document how
Questions parents ask
Is this high-school economics credit worthy?
Paired with a text and written work, families commonly log it as a half-credit economics or personal finance course.
Is there any gambling?
No. There is no betting or wagering tied to learning content.
Does it teach real currency skills?
Yes, the budgeting and reserve habits transfer directly.
Other homeschool subjects
Ready to run a nation?
The complete Homeschool Nations curriculum bundle and standalone digital book are available to purchase and download now.